SIP Backtest Simulator
Test historical SIP investments using actual NAV data to see real returns metrics
What is SIP Backtesting?
Unlike SIP calculators that use assumed return rates, the SIP Backtest Simulator uses actual historical NAV (Net Asset Value) data from mutual funds to show you what would have happened if you had invested systematically in the past.
Key Metrics Explained
- XIRR (Extended Internal Rate of Return): The annualized return rate considering the timing and amount of each SIP installment
- CAGR (Compound Annual Growth Rate): The smoothed annual growth rate of your investment over the period
- Absolute Returns: The total profit or loss as a percentage of your investment
How to Use
- Search and select a mutual fund
- Choose your investment start and end dates
- Enter your monthly SIP amount
- Click "Run Backtest" to see the results
Note: Past performance does not guarantee future results. This tool is for educational and research purposes only.